Join the thousands of merchants using fee-free credit card processing

Zero Fee Processing: We save our merchants hundreds of thousands of dollars every month with fee-free processing.

zero fee processing

Small business credit card processing with no monthly fees is real.

How can no-fee credit card processing be real? It is very simple. With this proprietary technology, our platform will add a small service fee to each customer’s purchase. You receive the full price of the transaction. Card processing fees come directly to us and pay for all of your monthly transactions. When you receive your statement each month, you will always pay zero. Finally, a solution that completely eliminates commissions for commercial services. At TowersPay, we reduce your credit card fees by 100%.


  • 100% of trading commissions are gone forever with no monthly fees
  • 100% free terminals
  • Month-to-month contracts on all accounts
  • Available in all 50 states
  • Overnight Financing (11 PM EST)
  • Terminal Placement Programs
  • Unmatched customer service

Free Small Business Credit Card Processing: No Monthly Fees

At TowersPay, we don’t hide fees. We know how frustrating it is to receive a statement and find charges higher than what was quoted. With TowersPay, you always pay zero. It doesn’t matter if you process $5,000 per month in cards or $5,000,000 per month. You will never pay trading commissions again. Our cash discount program is available for your business.

No monthly fees

You’ll receive a monthly statement showing your savings and what you would have paid with another company, but with zero-fee processing, it’ll never cost you a dime.

No batch charges

Why are you going to be charged for closing at the end of the business day? Close everything you want, it won’t cost you a penny.

No transfer fees

This is a considerable cost for most merchants. With TowersPay, you’ll never be charged to swipe a card. You will never have to use a minimum purchase required sign ever again.

No interchange fees

We pay the exchange fees so you don’t have to. The exchange makes up almost 90% of the processing fees. With TowersPay, pay nothing.

No rate increases

Your rate is zero, and will never increase with the TowersPay Free Processing Solution. You’ll never have to haggle over rates with companies again.

Overnight financing

Put your hard-earned money to work faster. With a cutoff at 11 pm, East has his money the next business day.

These are just some of the main features, there are many more!

  • Amazing customer service
  • 24/7 account access
  • Dedicated representative
  • 100% PCI Compliant
  • Free shipment of equipment
  • Compatible with ApplePay
  • Troubleshooting assistance
  • Chargeback Support
  • Compatible with Samsung Pay
  • Integrated pin pad
  • Free online reports
  • 100% EMV compliant
  • Compatible with Google Wallet
  • Paperless billing
  • Free signage

Tired of switching credit card processing companies?

With TowersPay’s Totally Free Processing solution, you’ll never have to worry about searching for fees again. No one can be at zero, and our exceptional customer service will have you a happy customer for life. Join the thousands of business owners who have found zero-cost credit card processing, and started using the cheapest credit card processing for small businesses.

What is the cheapest credit card processing for small businesses?

The cheapest credit card processing for small businesses is called zero-cost processing, and it offers the lowest credit card processing fees with free equipment. Low-cost credit card processing is what most business owners are looking for, but no-fee credit card processing is the only really cheap credit card processing for small businesses.

Credit card payment processing should not require a business owner to pay for the benefits and rewards the consumer gets for his or her loyalty to the card. Giving customers the option to pay the merchant credit card processing cost or get a discount for cash helps keep costs down while allowing maximum payment options for the consumer.

credit card processing
credit card terminal

We have your perfect point of sale system or credit card terminal!

The lowest credit card processing fees, along with the perfect free POS system or smart terminal, make things easy. Why settle for a free credit card terminal when you can upgrade to a free POS system at no additional cost?

Most credit card processors will offer you a free terminal when you sign up for a new account, but lock you into a multi-year contract to secure your guaranteed benefit on your account.

At TowersPay, their equipment is free and all of our small business payment processing contracts are month-to-month. You don’t have to pay for the equipment and you don’t have to lock yourself into long contracts. You always win with TowersPay.

Ridiculously easy setup: From box to active in 5 minutes

Switching payment processors can be a hassle, but the cheapest credit card processing solution is a snap to set up. Just plug it in and it’s ready to process. Your dedicated support representative is always standing by should you need help.

payment process

It’s time for TowersPay to your perspective

With TowersPay, you no longer have to wonder if you can afford to have your small business accept credit cards. Other credit card merchants may offer cheap merchant services and a low credit card processing fee while locking you into a long-term contract and expensive equipment, sticking with tons of merchant account fees.

You may think this is just part of the cost of small business credit card processing. It does not have to be.

With TowersPay’s credit card processing solution, you really do get the cheapest credit card processing services for merchants. Small business credit card processing with no monthly fee is really possible. Click the orange button “I’m ready for processing with ZERO FEES!” and let us show you how.