Merchant Services

Merchant Services provides your business with the ability to accept credit cards and other forms of electronic payments. Many merchant service providers offer a variety of different processing rates and fees. Fees will vary depending on the pricing method, the type of card, and how the card is processed.

With merchant services, the first thing you should do is find a reputable company. There are plenty of fly-by-nights merchant services companies out there that promise you the moon, but all too often these are the companies that let you down. They often attract merchants because they have slightly better upfront costs, but you end up paying more in the long run with the final costs and lack of customer service.

At TowersPay we act as consultants to educate our merchants, which is a key factor in customer service and, as such, for your company to make an informed decision when selecting a merchant services company.

Once you have chosen the right merchant services provider, it is a simple process of selecting your credit card processing equipment or software and completing a merchant services processing agreement. Working with a merchant services company shouldn’t be a challenge at all, so simply find the right one and you could have your account approved and get started in as little as one or two business days.

Established in 2015, here at TowersPay we specialize in merchant profitability and customer service. We believe it’s the after-sales service that sets us apart. We strive to be more than just a merchant services company. Our merchants are like part of our family, so we teach them best practices to ensure they receive optimal rates when accepting credit card payments.

Merchant Services gives you the power of unlimited potential

Your business. Your way. It’s never been easier

With our all-in-one payment processing solutions, spend less time worrying about the little things and more time growing your business.

Custom payment solutions that change the game

Connect a world of payments seamlessly and securely

  • Offer your customers the convenience of multiple payment types, from credit and debit cards to contactless cards, swipe cards, and key card footnote
  • Enjoy simple and competitive pricing with no surprises and no long-term contractsFootnote
  • Best-in-class data security is included in all our solutions at no additional cost.

Start where you are and grow from there

  • Create, refine and optimize a system that meets your unique needs today and in the future, whether you’re on the move, in-store or online
  • Have peace of mind knowing you have help whenever you need it with live technical support 24 hours a day, 7 days a week
  • We’ve been there for more than 3 million small business customers. And we’ll be there for you, too, with support and guidance from dedicated specialists, including Erica, our mobile virtual assistantFootnote

Stay one step ahead with the power of intuitive technology

Choose from a variety of payment solutions that meet your needs

  • Take care of time-consuming administrative tasks with a smart POS system that goes beyond payments to easily manage accounting, employees, inventory, and more.
  • Meet your customers where they are with mobile payment terminals and our mobile POS solution.
  • Just need to accept payments? Our payments-only solution allows you to easily provide a wide variety of payment options for your customers and deliver a great customer experience at checkout.

Combining Merchant Services and payment processing solutions with banking makes your relationship even more rewarding

  • Get up to 0.10% off your Merchant Services simplified pricing processing fee with Preferred Rewards for Business, plus additional savings and rewards from the Footnote program.
  • Gain insight into sales trends, transactions, daily settlements, and more with our award-winning cash flow monitor and connected application footnotes
  • Our experienced teams are made up of merchant services industry specialists and are ready to help you navigate payment options and recommend solutions to help grow your business.
  • Access funds as soon as the same business day when you have a TowersPay business checking account.